11 replies to this topic

[Michael Colangelo]

Thefts of car trailers seem to be too common these days.  As such, I'm thinking about getting insurance coverage for my trailer that will cover theft and also damage in an accident. 

 

So what's the word on trailer insurance?  Anything I need to look out for?  Which are the preferred insurers? 

 

Thanks in advance for any info.  

[Steve Scheifler]

I’d have to look for the exact cost but tacked onto my other policies a large 2-car enclosed was no-brainer cheap. I really wish I had covered my old 1-car open trailer which was stolen. I can’t justify replacing it but I often wish I still had it.

[FTodaro]

I have nationwide insurance multi car policy added the trailer for full coverage and it costs about 13.00 per month. No reason not to carry it.

[steveracer]

I have my enclosed trailer insured with State Farm ( my insurer), $15K value cost around $70 a year.

[callumhay]

Americaloc makes a GPS unit that is nice. Costs about $125 and you can switch on or off subscription. It's very accurate at pinpointing location. I may or may not have bought one or more than one...but let's just say if my car or trailer is stolen I have a pretty good feeling I'm going to find them.

[tjohn67]

Last September I had my trailer, stored indoors next to the motorhome, broken into.  The trailer was loaded with everything because I was getting ready to go to VIR. Lost all, and I mean all, of my tools, jack, a top tool box and even a set of rain tires.  When I called my insurance company.....guess what, I had no coverage.  The reason was it was part of my motorhome insurance and it was not attached to the motorhome at the time of the robbery. 

 

You have to read the policies very carefully to find out what and how the trailers and contents are covered.  I have changed the policy completely, was not really a price increase, but it now covers what I need the policy to cover.  I have the RV and trailer with Progressive and they really worked with me after all that.   

[Michael Colangelo]

Thanks for the info, guys.  Good stuff!

[av8tor]

https://www.youtube....h?v=folMMpnkVQk

[Michael Colangelo]

Classic!

[callumhay]

LMFAO Kevin. Personally I prefer the Goodfellas or Godfather approach, but hey in a bind, "Monkey see, Monkey do"

[-P-]

Hagerty has been good (Cheap ~$50/year) for my race car and they have trailer insurance as well.

[Brandon]

Echoing Hagerty as they're now a preferred insurer for SCCA members.

 

And I'm not being a shill but trying to reinforce one of the benefits we receive.

If we don't use them, they won't find value in partnering with the club in the future.