First of all, if it is a hit of more than 5 MPH difference in speed, it is a collision, not a bump draft. YOU SHOULD go around if closing by more than a few MPH.
MOST use bump drafting WAY too much and incorrectly IMO. The only time I bump anyone is if it is a team mate or a competitor who is running the same
times as I am. Then only if I am barely getting back to his bumper on the straights. If we are the same speed in the corners and I am faster on straights, I ALWAYS go around. The only time I will ever stay behind a car that I am faster than is if that person is a team mate and we are working together to catch the leaders. I must stress, in that case, the other car is running almost identical times to me. NEVER push a car more than .5+ a lap slower than you for any reason.
Here is an example of when you should go around and not push



